Services
Finding the problems is half the job. We also help your team execute the plan: collect from customers, reset vendor terms, and adjust systems.
Most cash problems start in operations. Pick a side to see the work.
Finance finds the money: cash, margin, working capital (cash tied up in receivables and inventory), reporting, and your bank.
A 13-week cash forecast built in your data and handed to you, updated weekly and compared against what actually happened.
What you get
What we'll track
Forecast variance to actual, reported weekly.
Profitability rebuilt by customer, product family, branch, salesperson, and freight lane, so pricing decisions start from what each customer and product actually earns.
What you get
What we'll track
Where margin is being lost, valued in dollars, and the points you get back as fixes go live. On $50M of revenue, one point is $500,000 a year.
Your working capital baseline, measured and owned: inventory turns, DSO (days to collect), DPO (days to pay vendors), and the cash sitting inside each one. Then a plan to release it without hurting service levels.
What you get
What we'll track
Cash tied up in receivables and inventory, tracked from your own balance sheet.
A close that finishes fast enough to act on, consistent definitions everyone uses, and a monthly package that shows what happened and what to do next.
What you get
What we'll track
Days to close against where we started.
Walk into the bank ready for its read of your numbers. I spent nine years tracking risk, covenants, and cash flow on a $20B+ corporate debt portfolio, and I've negotiated credit facilities from the borrower's side. In Operator, your CFO attends the bank meeting.
What you get
What we'll track
Covenant tests forecast ahead of every reporting date, so nothing reaches the bank as a surprise.
Operations implements transparency and accountability: weekly meetings with clear owners, the right people in the right roles, vendors, systems, and the processes your people run every day.
A weekly leadership meeting that ends with decisions, one scorecard the whole team shares, and priorities that hold past the first week of the quarter.
What you get
What we'll track
The share of quarterly priorities your team completes on time.
Roles built around the work, and an org chart that fits the next $20M of revenue.
What you get
What we'll track
Decisions and approvals moved off the owner's desk, counted against the dependence map.
Most vendor contracts haven't been tested against the market since the day they were signed. You get the spend reviewed, contracts renegotiated, and vendors consolidated where it pays.
What you get
What we'll track
Savings identified and signed, against the baseline we agree at kickoff.
The highest-friction workflows in close, purchasing, inventory, and quote-to-cash, mapped and priced. You see the cost and payback of each fix before anything is bought.
What you get
What we'll track
Labor time, errors, and delay removed from each workflow, against the cost baseline we set together.
Which locations earn their keep, what service level each one delivers, and whether a digital sales channel belongs in the mix.
What you get
What we'll track
Contribution by location, and revenue through the digital channel.
The first 100 days after an add-on acquisition, and a business that runs without its owner before a sale.
What you get
What we'll track
Integration milestones against their dates and the plan's targets.
Two ways to start
The Diagnostic is a one-month project of its own. It ends with a written plan your team can run, yours to keep either way, and it also shows whether a monthly engagement is worth it. You can stop at the two-week mark for any reason.
How the diagnostic worksHow an engagement starts
From first call to first deliverable in about six weeks. We're taking new engagements now.
You tell us what isn't working. We tell you honestly whether we're the right answer, and we'll say no when we're not.
If they're current and accurate, we go straight to the work. If not, we scope a cleanup phase first and tell you what it costs and who does it.
If the starting point isn't clear, the one-month Cash and Levers Diagnostic finds it, with an NDA signed first. If you already know what you need, we go straight to the proposal.
It names the tier, the scope, and the first three deliverables with dates.
Work begins on the date named in the proposal.
The models, the scorecard, the documented processes, the KPI definitions, and a written memo that tells your team what's running, who owns it, and what to watch. We stay available by email for 30 days. If you grow into a full-time seat and want your fractional executive in it, there's no conversion fee.
Two ways to work together
Each tier is defined by what you receive, with a fixed monthly fee, a written scope covering finance and operations, and no surprise invoices. There's no minimum commitment. Every engagement renews monthly, and either side can end it with 30 days' written notice.
Tier 1
Make the big calls with the numbers in front of you.
For when you have a controller and capable leads, and need senior judgment above them.
Drives the change
Tier 2
Get the plan carried out, week by week.
For when you need someone inside the business driving the change.
Interim coverage, with a CFO or COO stepping into an empty seat for a defined period, is available on request. Ask about interim coverage.
| Term | Advisor | Operator |
|---|---|---|
| Quarterly project | None, advisory only | One per quarter, with a dollar target |
| Your team | Sounding board on people decisions | Coaching your controller and operations leads |
| Response time | Same business day; immediate on cash, the bank, or payroll | Same business day; immediate on cash, the bank, or payroll |
| Board and lender meetings | We prepare you | We prepare you and attend |
Not every problem needs a retainer. When the need is a defined piece of work with a start and a finish, it's scoped in writing with a fixed fee and a delivery date. Examples: a meeting and decision review, a review of what still needs the owner, a vendor and spending review, an operating rhythm install, a systems selection, or an acquisition integration plan.
When the company needs the seat every day. Fractional fits while the work is a share of a full-time job. If an interim engagement runs past six months, that's the signal, and we'll recommend a permanent hire. The work we've done becomes the job description, and we'll help you scope the role and run the search.
Usually one side is louder, and that's where we start. The two are connected. Lost margin usually traces back to pricing, purchasing, or how the work gets done, and it ends up in cash. You get one person who sees both, which means the fix doesn't stop at the edge of the finance department.
We limit our client load so every engagement gets what its tier promises. You'll know what else is on our plate before you sign.
You get a written 90-day plan with owners and dates, a working 13-week cash forecast, a first version of your company scorecard, and a monthly reporting package in the format we agreed on. If you've already completed a diagnostic, that groundwork exists and month one goes straight to execution.
That's what the first call settles. If the right tier isn't clear yet, the one-month diagnostic makes it clear.